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Insurance woes after Polish lorry driver hit our car

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Last Sunday I was travelling home from London on the M25 with my other half, was going past Heathrow airport when a Polish lorry driver decided to plough his vehicle into the side of our car!  We were in the middle lane doing about 35mph (there was a long line of slow moving traffic due to an imposed speed restriction of 40mph), we overtook a lorry who was on the inside lane, and as about 3/4 of our car had passed him he decided to pull out into the middle lane,despite there being about 6 car lengths of room in front of him in the inside lane.

Well of course he went straight into the back of our car, scratching it all down the side and denting the back bumper as he dragged us along the motorway!  I was in the passenger side so leaned out of the window and indicated for him to follow us to the hard shoulder.  I might add that he only decided to do this when I got out of the car as if I was going to run across the carriageway and kick his door in!

At the side of the road he patted the damage to the car and in very broad Polish, "Is small car... I did not see!", to which my reply was "If it had been a guy on a motorbike you would have killed him you ass-hole!"

A car accident Lorry drivers are a liability at the best of times...

He only gave me his insurance details when a lovely lady pulled over and said she had seen what happened, he had simply not looked and pulled out into our car!  She has kindly said she would be our witness - thank God there are honest people about!

I am so cross, luckily both myself and my other half are OK but the car is FUBAR, it could have been so much worse.  Lorry drivers are a liability at the best of times, but the foreign ones drive like maniacs!  Only 10 minutes before we had been cut up by a Portuguese lorry driver doing 50mph (in the 40mph zone).  If they can't read simple signs (like how fast you should be going) and abide by the Highway Code (Mirror Signal Manoeuvre) they shouldn't be driving in this country!

Furthermore, since the accident we have been told we are unable to claim for the damage to the car.  The driver did not report the accident to his insurance company and they have no record of the accident or the lorry.  The lady that I spoke to at the call centre said that all we could do was to either contact their insurance company ourselves (which I have done by email already) and wait for a response or to have the repairs done ourselves and keep all receipts and then take the matter out with an independent solicitor.

She said that when people are hit by Polish drivers in this country, more often than not the case is never resolved.  If an English man or woman had a RTA abroad the foreign police/authorities can contact the DVLA in Swansea and get all our personal details, but as the driver was Polish and has Polish insurance, due to some stupid EU regulation the British police cannot force the Polish authorities to trace this individual.  How is this right?

By:Sarah


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Trace

Trace

A polish man decided to reverse in to me Last week I beeped to warn him but he still kept reversing he was and end of road waiting to pull out I was behind also waiting to pull out with a good gap I don't no why he decided to reverse bloody idiot I took his name reg of large truk and took pics of his documents but the insurance told me I couldt claim against him because he didt give me his green card details how was I to no I needed to take his green card number I am livid with my insurance I now have to put claim in as a loan claim I loose 345.00 excess ow and I can't have a coutacy car as they don't have any yet I paid for a curtacy car on My insurance policy should I have an accident. I have been with policy exspert insurance for 4 years now no speeding fines no accidents clean licence they are a bunch of cowboys just can't be arsed to find the man lazy won't be insuring my car with them next year so angry smashed bumper and head light crap load of stress , no car all because a polish driver drove like a knob and was dis honest
31/07 Trace
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Kazza

Kazza

Hi someone went in the back of my car a couple of months ago. We took it to a garage & had to leave it as couldn't take it following day. But that day a Polish lorry drive smashed in the front of our car. Iv got his registration number & insurance but my insurance company said the cant make it out. What can I do? Thanks
17/06 Kazza
0
Anna0569

Anna0569

Dear Sarah, I'm polish living in the UK since 15 years with my husband and 11yo daughter. I'm really sorry about the accident you've been involved in. True is, yesterday my husband had this same situation with also polish lorry driver in the middle of the big roundabout in Bradford, West Yorkshire. Car is really scratched on passenger back side and it's going to cost a lot, because we've heard same. But it is not polish insurance company foult. I found out and I'm so angry about it because is actually Brexit foult. Because the UK is not an EU member anymore, that is a big issue for all of us, british road users. Steering wheel is in the other site and drivers just simply can't see us from their right side. But I'm not angry about Brexit itself, because it was not to me to decide about it. But I'm angry about government to not protect us, wuth british drivers licence from real danger. Because it is a danger behaviour especially if they know nothing can be done against to this. Even this driver, who nearly squish my husband in his way to his work admitted ut was his 2nd accident in the UK and bumper of his lorry was already full of stickers and tape . I have no idea how it should be done but at that moment looks like we will have to pay all repairs from our pocket-just before Christmas, or have our insurance goes up because of that claim...honestly I know your pain and I feel it is not fair for all of us. No matter from where foreign drivers come from. Hope you and your family will have nice and happy Christmas. Kind regards. Anna
07/12/21 Anna0569
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ANDY

ANDY

It is very right, bcoz Brexit means Brexit, so EU Data Protection protect EU drivers.
20/10/21 ANDY
1
notahappybunny

notahappybunny

I have had the same issue as many. Hit by Polish lorry simply changing lanes into me on the M6 toll. Severe damage to my three week old car. First thing driver did was to climb into his cab and delete all files on his dashcam and then refused to give me his details. Called 999 and eventually a Highways Agency officer arrived who obtained the details for me but when I asked if he would confiscate the dashcam he said he had almost no powers and that in his opinion the police should always attend as often the vehicles were breaking many of our laws. I have been given a tip to get the police to attend which I will pass on in that when asked by the emergency service operator if anybody is injured say no but the other driver smells of drink. He denied all liability so am faced with at best a knock for knock claim and loss of £500 excess. Have always resisted the idea of dashcams - there's enough snooping in our CCTV / ANPR world - but have since bought one. I have been told that the regulations applied to UK trucks driving in mainland Europe are much more stringent with regards to mirrors etc than those we apply to foreign drivers here. Can anybody confirm or deny this ??
10/01/17 notahappybunny
0
JayE

JayE

Polish car driver rushing to the airport didn't notice my car had stopped in the queue of traffic at a roundabout. He went into the back of me causing £1k of damage.

He's been very good. Gave me his mobile number which is actually his, provided insurance details and admitted liability. Yet his insurers are giving mine the run around saying he has never reported an accident to them.

It's been 2.5 months now and I paid out £400 excess to have my vehicle repaired. Doesn't seem any closer to being resolved. I did stop and take photos clearly showing the policyholder and his vehicle. Frustrating!
09/01/17 JayE
0
Bunny

Bunny

Me too, 65 mph in lane two of M25, light traffic. Romanian driver of artic decided to change lanes and hit near side rear of my car which started a 360 degree spin, x 3, another impact and finally a heavy smack into the barrier which ended with me facing the wrong way. Luckily I was not seriously injured despite being in a convertible with the hood down! Five police cars, ambulance, fire engine, rolling road block, the works. Driver of truck was witnessed by following vehicle just hanging lanes with no indication and obviously not looking in mirror. Truck driver asked by police to move tractor unit into side of road which he did, promptly driving into the side of a police BMW!!! His comment, 'sorry, I did not see you'. Says it all really.
My car, a write off, paid out by insurance but having to wait lord knows how long for reclaim of lost excess, £500. Two weeks without a car, lots of stress and sleeplessness but told by solicitor that one cannot claim for stress, amazing. Fifty years of claim free driving, around 25k per year and now seriously pissed off.
11/11/16 Bunny
0
Nasty?

Nasty?

Maybe these two situations was not fold of the foreing drivers, maybe it is you, maybe you do not know but one survery showed that british are the worst drivers in europe. Maybe if your country is joined to EU they should change driving rules as are in whole of the europe. Do not you thing so? Get drive righ side of road and then we will see who is the maniac and who can not manage on the road.
24/04/16 Nasty?
1
horn

horn

Horn - rule 112: Use only while your vehicle is moving and you need to warn other road users of your presence.
If you drive in lorry's blind spot and you see he is putting indicator on, HORN!
That's what it is for, not to tell other drivers off!
12/02/16 horn
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Rob

Rob

ALL, i repeat ALL Polish/ German etc EU HGV are insured for EU/GB usage/driving. Your insurance is too lazy to sort this out and prefer to charge you than involve themselves. You can always call straight to Polish insurance companies asking about advice if you have all insurance/driver/accident photos/police details. They are obligate to help you. If you still have problem ask Obusman for help. Driving HGV without insurance through EU can costs up to 10 000. Nobody risk it. Again, they have valid insurance but your companies dont want spend a time for it.
28/12/15 Rob
2
irenabee

irenabee

Hello I had a very similar incident on the M42 last October (2014) and like you I have suffered the same frustrating situation with the police, and insurance company- of course had the driver actually caused any fatalities they'd be forced to have done something. We were travelling at a set 60 mph and sandwiched in the middle lane. No one wanted to know. There is no where to go with this and you're left feeling really angry.
29/09/15 irenabee
0
Tired and emotional

Tired and emotional

Excuse the typo, good night and safe driving if you encounter any cars (usually rust buckets) with Polish plates do be careful not all drivers are as good as me.
25/02/14 Tired and emotional
0
Tired and emotional

Tired and emotional

I'm in no hurry to lose all my rights at work and I like the idea of other people enjoying workplace rights so I won't be voting UKIP, I also have a perfect driving record have and have never been involved in an accident or even picked up a speeding ticket, from what I have observed Eastern European drivers aren't very good and the 'workers' are vastly over rated too.
25/02/14 Tired and emotional
0
Vote UKIP

Vote UKIP

Leo-Lady,
Yet another reason why people should vote UKIP in May.
25/02/14 Vote UKIP
1
Leo-Lady

Leo-Lady

I was recently hit on the M25 by a lorry driver from the Czech Republic, who entered into my lane in the road works on the North side of the M25, he hit me twice and pushed me over into the crash barrier in the center of the motorway, I am so lucky to be alive and uninjured (I think it was only due to the slowness of the traffic) I called the Police as I was unsure what to do and being a female driver on my own, the Police would not attend as there was no injury, and advised me to get the drivers details. The lorry drive stopped and gave me his insurance company details, I have just been informed by my insurance company that the driver was not insured to drive in the UK, what are we supposed to do? I suggest that a record of all these drivers and their Lorries registration details are kept at the ferry terminal and when they try to enter the UK in future they should be prevented form entering, or is that against EU regulation or their civil liberties'? mine have not been taken into account as my car was written off, by the time I had the excess deducted and the rest of the outstanding balance of the insurance policy I was unable to purchase a car of equivalent condition. Not a happy person.
25/02/14 Leo-Lady
0

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