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I have been driving for 15 years, never crashed a careful driver and know the difference between right and wrong. I often wonder how many male drivers have had enough of inequality of car insurance companies favouring female drivers, often tempting them with cheaper car insurance or female oriented perks.
Yes I know the stereotypical insurance claimant is a boy racer with a Saxo worth £600 quid with £2000 quids worth of useless crap stapled to their car. But what about the more frequent smaller accidents such as little scrapes, dents and nicks, which are if we are being honest, tend to be attributable mainly to women. Surely these accidents put female drivers into a higher risk band?
I'm not submitting this to annoy the female drivers, because I agree that some of them are very good, but equally some are totally unable to drive a hairdryer let alone a car.
Surely instead of gender it should be on your past record more. Just because I have my reproductive parts on the outside, it doesn't make it correct for you to charge me more money to insure a car!
Also why do they have these stupid adverts! The Shelia's Wheels car insurance one really really annoys me because they are advertising this inequality.
Now if an insurance company for men had an advert expressing you had to be male to join it there would be so many complaints it would be removed within a week.
I would be very interested to hear the views of other people on this matter.
By: Annoyed Man
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Fully comp at 98 pounds a year.
lol
if there is 200 womens claims for a scratch on the bonnet and 200 mans claims for a written off car how can you compare the two? the womens claims are bound to be cheaper
This article explains how change may soon come, but in reality the changes won't be dramatic.
Further, they often emulate many of the less pleasant characteristics of the young male driver; aggression, impatience, intolerance of other's mistakes and affect a generally loutish behaviour.
The fact that these creatures are granted lower insurance premiums is to be deplored.
Two months ago, I was leaving a 30mph limit and had accelerated, when a car driven by a young woman pulled out in front of me. I eased off the throttle and let my cars momentum carry me forward. This girl didn't accelerate and my momentum carried me forward to within about 6 car lengths of her car before I had to brake. Then she completely lost it, braking hard, hand out of the window and two fingers up and in a total rage. Yesterday, I approached a mini roundabout and stopped to let a big lorry through that had already entered the roundabout from my left. I let him move then went round the roundabout behind him and was nearly rammed by a young woman whe had completely cut out the roundabout altogether. I stopped and looked at her in disbelief and she went mental, tooting the horn, shounting and giving me the two fingers. What on earth has happened to lady drivers?
I'm a 29 year old male driver, I've been driving since 1999, I have 7 years no claims (prior to that I was a named driver so built up no no claims bonus), I have had 0 crashes, 0 points, 0 claims in my entire driving career, my current premium is just short of £1000 (1.8 petrol automatic Honda Civic), my sister, 18 months younger than me, is in a similar card (Audi A4) has had a crash, has 6 points and her premium is nearly £300 less than mine, it's situations like this that make you throw your hands up in the air and want to scream.
I stand corrected. I was irritated by his calm assumption of male superiority and shot off a quick reply without thinking.
You are right in what you say and I also, of course, agree with the rest of your post. Two good points, well expressed.
Ray
Take two 18 year olds, one male and one female, both passed their test, both buy a 1.2 Polo. Their first year of driving so why should the male's insurance be higher when nobody knows what's going to happen in that first year. They should both be charged the same.