Life as a student and a single mum
15-March-2010
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Life as a student and a single mum

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Students and single parents - both are assumed to have quite stereotypical traits.  However, I am a student, AND a single mother with a three year old and I feel that I am lost in the system somewhere....  I was half way through my two year HND course at college when I encountered some pretty major problems.  Basically, I received my last student loan payment in June and that was it until the September.  Three months with no income - surely this was a mistake I thought?

So I did some research and was told that because I was on a two year course and I was still a student, I was not entitled to any financial help from the government in the summer.  Okay, but then the council had the bloody cheek to bill me for council tax during those 3 months because I WASN'T A STUDENT!  Well I was fuming at this!

The town I live in has a serious lack of nursery places, so I was restricted to the 2 days I had been in college for my daughter in which made finding a job really difficult.  In the end I had to make the decision not to go back to my 2nd year of college which meant that instantly I was eligible for all the benefits!!! (what??)  So I was paid income support and housing benefit for the 3 months, until I decided to go to my 2nd year of college after all.

The trouble I had getting my benefits stopped, honestly, it was actually very difficult.  They said 'we will give you some extra payments in case you need them' and then they lost my student papers so I had to resend them, etc.  They ended up overpaying me by 10 weeks and as a result I just had a bill for £600 from them - actually quite unbelievable!

Another consequence of all this, was that when I went on the income support, they told me I had to go through the CSA for my daughter's maintenance payments and I had NO choice in the matter.  I told them I was happy with the arrangement I had with my ex whereby he paid me £200 a month, but they said I had no choice!  When the CSA phoned me for information, they said 'now you will get £40 a month' to which I replied, "for what" and they then told me that this was my maintenance!  As it turns out, they would be taking £150 a month from my daughters dad and paying me £40.  So where does the rest go and how is this possible.  Is this a money making scheme for the CSA or what?

Life as a student and a single mum

I argued so much, cancelled the claim etc. and I was soon back at college and no longer forced to go through them - what a fiasco!  It made me think though, how may absent parents think they are paying money to their ex and child/children, when in actual fact the family probably only get a portion of the money.

I refuse to be pigeon holed amongst either students or single mums.  I'm not out partying every night and bluffing through education for the sake of it, and neither am I out to use the system and take all the benefits I can get.  I am out there trying my hardest to get good qualifications so I can contribute to society and pay over the top taxes like everyone else.  What's the point though when I'm being penalised for it?  I would actually be so much better off if I quit college and signed on - that's what's wrong with this country!

By: Phadreus


Other Related Gripes

Single life and career versus parents with kids
Ex won't have the kids overnight
Living with the mother in-law
Ex lives the life whilst maintenance is cut
EMA, money to learn or money to burn?
Useless CSA can't help with child support
Paying for mistakes made by the CSA
On benefits versus working for a living
Make them work for benefits
Women who trick men into parenthood
Ex-wife uses CSA money for herself
A biased and unfair system
School subject choices poor
Young, naive and trusting
The CSA penalise good fathers
Problems with CSA payments
Teenage girls that get pregnant
There's no point working
Single parent, dad doesn't pay maintenance





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These people are Nigerian scammers.

**** Do not even think about applying for a loan through them. ****

A genuine lender would have a proper domain name, not a Hotmail address. The application form would look professional and be written in correct English, and they would not be touting for business on sites such as this one.

You can read more about fake loan scams here :

http://www.scamwarners.com/forum/viewtopic.php?f=3&t=3225
*MikeP  10-Mar-2010 11:29

 
on bad credit ,student looking for financial help and to companies with a
very
low interest rate and without collateral any interested one should contact
us
via email lexingtonloanservice02@hotmail.com with the following information,
*******************************************************
BORROWERS INFORMATION
Full name:
Country:
Address:
Age:
Fax Number:
Occupation:
Marital status:
Current Status at place of work:
Valid ID Card:
Sex:
Tele phone:
Phone number:
Monthly Income:
Amount Needed:
Propose of Loan:
Loan Duration:
How Urgent do you need the loan:
*******************************************************
Regards
Mr Frank Larry
Email: lexingtonloanservice02@hotmail.com
*Mr Frank Larry  10-Mar-2010 10:46

 
welcome to lexingtonloan service we offer loan to those
on bad credit ,student looking for financial help and to companies with a
very
low interest rate and without collateral any interested one should contact
us
via email lexingtonloanservice02@hotmail.com with the following information,
*******************************************************
BORROWERS INFORMATION
Full name:
Country:
Address:
Age:
Fax Number:
Occupation:
Marital status:
Current Status at place of work:
Valid ID Card:
Sex:
Tele phone:
Phone number:
Monthly Income:
Amount Needed:
Propose of Loan:
Loan Duration:
How Urgent do you need the loan:
*******************************************************
Regards
MD. Mr Frank Larry
Email: lexingtonloanservice02@hotmail.co
*Mr Frank Larry  10-Mar-2010 10:11

 
DO NOT UNDER ANY CIRCUMSTANCES CONTACT THESE NIGERIAN SCAMMERS, however desperate you might be. They are pondlife bottom feeding scum who will ask you for an advance fee to arrange a loan and that will be the last you will hear.

http://www.scamwarners.com/forum/viewtopic.php?f=9&t=5436
*MikeP  05-Mar-2010 22:06

 
welcome to global loan firm we offer loan to those
on bad credit ,student looking for financial help and to companies with a
very
low interest rate and without collateral any interested one should contact
us
via email fredricktomsonloaninvestment@gmail.com with the following
information,
*******************************************************
BORROWERS INFORMATION
Full name:
Country:
Address:
Age:
Fax Number:
Occupation:
Marital status:
Current Status at place of work:
Valid ID Card:
Sex:
Tele phone:
Phone number:
Monthly Income:
Amount Needed:
Propose of Loan:
Loan Duration:
How Urgent do you need the loan:
*******************************************************
Regards
MD. Mr FREDRICK TOMSON
Email: fredricktomsonloaninvestment@gmail.com
*FREDRICK TOMSON  05-Mar-2010 21:11

 
nice to see such support, saddening to see the horrible comments. I did NOT open my legs for the first man who came along thank you, I was 23 when I had my daughter. I began studying at 19, qualified in another are and worked, then after having my daughter me and her dad decided I would go and study again as I wanted to change career, and as we had his wage coming in it was posible, like somone else said, you dont count for splitting up, and when we split up I was going to quit college, but my tutor inspired me to carry on for my daughters sake and I am glad I did.

it sso narrow minded of someof you to say that eveyone has to 'follow this unwritten rule' of the order of your life! I know plenty of mature learners I have studies with, some even in their 50's and over, are you saying that they are not allowed to change career either? I wonder how you would cope with a sudden life event if you are so narrow minded, probably not very well. life is like that im afraid folk, unpredictable and changing, you need to get a grip and realise that. I appreciate what you say that some girls do get pregnant on a whim or that, and I agree its not a good idea, but I dont appreciate you slagging me off when you dont know my life history, I have a mother to lecture me in that department thanks, and she doesnt need to as she knows what I have done in life.
*Phadreus  11-Feb-2010 08:48

 
Please note that this is a SCAM and comes from Nigeria. DO NOT RESPOND to these lowlife scammers however desperate you are. They will simply steal money from you, as they ask you for an 'arrangement fee' to be sent to them by Western Union. That is the last you will ever hear.
*MikeP  27-Dec-2009 18:21

 
Ignore this scamming lowlife scum's posting. It is a scam.
*MikeP  18-Dec-2009 19:51

 
There has been an increase in blatant advertising recently. Why is admin not taking them down as they conflict with their rules?

Or are they paying to be allowed in the threads rather than just banner ads at the top?
*Smithy  07-Dec-2009 21:04

 
Don't even consider contacting these people for a loan, however desperate you may be. It is a Niggerian scam and they will ask you for a setup fee to be sent by Western Union and that will be the last you will ever hear.
*MikeP  07-Dec-2009 20:01

 
welcome to global loan firm we offer loan to those
on bad credit ,student looking for financial help and to companies with a
very
low interest rate and without collateral any interested one should contact
us
via email fredricktomsonloaninvestment@gmail.com with the following information,
*******************************************************
BORROWERS INFORMATION
Full name:
Country:
Address:
Age:
Fax Number:
Occupation:
Marital status:
Current Status at place of work:
Valid ID Card:
Sex:
Tele phone:
Phone number:
Monthly Income:
Amount Needed:
Propose of Loan:
Loan Duration:
How Urgent do you need the loan:
*******************************************************
Regards
MD. Mr FREDRICK TOMSON
Email: fredricktomsonloaninvestment@gmail.com
*fredricktom loaninvestment  07-Dec-2009 17:26

 
Missy, in this situation it's pretty straight forward, he should be tracked down and made to pay, as he is the one who has walked out.
*Gainsborough lad.  05-Nov-2009 23:21


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