Cheap car insurance for female drivers

Women shouldn't be aloud behind the weel.then cover would be cheaper for all.

I don't know about the rights or wrongs of this particular gripe but thanks to 'Dave' for drawing my notice - in particular my attention was captured by the photograph attached to the gripe.

Quite brightened my day it did!

Im fed up with this also. This women get cheaper car insuarnce because they are better drivers.
I work in th industry so I know what im talking about - and I will tell you some truths about
all this.

1. Women drive less miles than men
2. Women drive less expensive cars than men
3. Women drive more slowly than men
4. Women are less likely to be professional drivers (trucks, buses, taxis, chaffeurs, pursuit drivers, rally drivers etc)
5. Women tend to avoid driving in the dark and in poor weather conditions
6. Women tend to avoid back roads and lanes (where alot of accidents occur)
7. Women tend not to do the driving when towing (i.e caravans, boats, gliders etc)

The insurance company knows all this, so even although women are almost TWICE as likely to have an
accident, they tend to be much cheaper adn less serious "low impact crashes".

Now must people know all this - what they might not know is insurance companies know women, once they
have taken up a policy, will tend to stick with that insurance provider for a long time. They are
offererd cheaper policies up front but tend to pay MORE over the lifespan of their time with that
policy provider due to:

1. Frequest loss of No Claims Bonus for a minor scrapes
2. More likely to pay up without a fight
3. Less likely to shop around (once policy is purchased)
4. Less likely to query a small rise in premium
5. More likely to pay a higher Excess in the first instance

Now, us men know all this and can work it out quite easily - still if it keeps women happy...

If women have less acidents, then it is only fair that they should pay less in my view,

But I am nearly 50, and run a couple of old Volvo 940 estates, hardly a boy racer, and I can only drive one at a time, no other drivers, only six thousand a year conbined, no claims against me since driving (1986), together these cars would be lucky to sell for £500-00,

Then why £500-00 car insurance a year? is this a cartel? there must be thousands of wasterers in thousands of insurance offices, living off this "compulsory tax" I see thousands of cars on the road, I don't see that many crashes, I have done the sums, I know where most of the cash goes.

I meant from £2000 to £1200, sorry about that. I am very angry about this subject, clearly insurance companies will try everything they can to maximise profits. And the government dosent care about the drivers in Britain, thanks labour.

I agree with you 100%. Why dont insurance companies publicilly publish figures. Its absurd.

Being an 18 year old male, I am in the 'highest risk band', not all young male drivers drive like idiots. Because of boy racers we need to pay the price?

If I change my name from Mr to Mrs the premium drops from £200 annually to £1200, a massive £800 less.

I have seen some websites state that 98% of serious road accidents are caused by males, come off it!!!!!!!!!!!. No offence intended, but we all know this is a ridicolous figure. When will someone do a thing or two about this?

Anyone else agree with me here?

"i'm not sexist but 99.9% don't deserve a licence"

Of course you are sexist as well as stupid you silly boy.

I am currently looking at a first car and I am outraged that women get cheaper insurance. they are terrible drivers. i'm not sexist but 99.9% don't deserve a licence. it is about time men boycotted the insurance companies and refused to pay insurance until our premiums come down aswell! some women are excellent drivers, but still cant compare to a man. (sorry ladies!)

Mike has summed things up rather correctly and well, thanks

This is a trend in society that makes many males mad but usually let it go as females will convince you that,"hey,guys usually make more money so thats the way it should be!?"
Top me females get all the slack in society and this allows them to get away with everything,even murder sometimes!
Untill there is equality among our citizens and the government,unequality and corruption will continue until society consumes itself!

Well, I tried to use the word "f*gs" for cigarettes the other day and it wouldn't go!

As to your point about insurers assessing risks; if it was illegal then everyone would pay the same premiums for everything. A boy racer in a Ferrari would pay the same as a middle aged lady in a smart car!

How bizarre, the site won't accept the word *gay* unless I spell it g@y.

What about the nightwatchman in Scunthorpe?