Bank charges are so unfair

my partners bank added up bank charges ov £69he went in and tryed 2move date ov amount due as he wouldn't be able 2pay it in time they said they can't move date but they could knock it down to £40.so they dont really need all the money why not knock it down to 0.very unfair they can do this.we still can't afford the £40for date asked so will only result in more bank charges,nearly a weeks wage 4us.

Alliance & Leicester robbing ???? (as most banks are). How can it be allowed that you go pence overdrawn and they can get away with charging you £00's?

I wont pay them on principal let alone the fact I can't so am doing a Debt Relief Order via the CAB. It costs £90 and cancels out all your debts if you owe up to £15k.

There are lots of people going down this route these days. There's no shame.

The irony of it is if the banks hadn't crippled me with these ridiculous charges, I'd have probably been able to pay them back eventually. Now they get nothing at all.

My bank is always charging me for not having enough money in the bank! it costs me 30 pounds everytime then a added 20 pounds on top of this amount because its un authorised. my bank charges for this month is 146.98 pence. its a complete rip off and im very p****d off about this. I really can't see how banks get into so much trouble when they charge amounts like this. why don't banks just put some kind of block on your account instead of making matters worse by charging you.

When a person deposits a cashiers check, why does Wells Fargo make you wait 2 weeks for your money to be available? What is the purpose of a cashiers check if you wait the same period as you would for a personal check? When I contacted Wells Fargo they explained they make me wait as long as they like. Is there no agency that reviews banking practices?

Of course they are all scum. Fred the Shred is scum. All his ilk are scum. Monetarism, the system upon which all banks are based is scum. The a la carte system of charging belongs to scum. BCCI are/were scum. They went on charging me costs upon costs and interest for a10p leftover amount owing: the final bill was £500. This was in the 1980s. Scum! They sent the debt-collectors in after they went bankrupt. Scum,

screw them before they screw you -and they will! it's a good feeling!

Banks are scum. They tried charging me over £400 for going o/d by about 30p. In fact the money never left my account so I dont believe I even went o/d. Anyway this bank (A&L) showed no mercy whatsoever. I opened another bank a/c and let them keep asking/ threatening. I had another card with same bank group so used it to the max on a nice shopping spree then went bankrupt early this year lol. Just playing the same game they did with me - alls fair with these cheating, thieving scum. Forget all that nonsense claiming back charges. Courts/ gov are on their side.

Hi please read overcharging Banks and building societies , you may be interested

Greetings all,
Can you come to our party?
Details follow below. If this try goes away there will be more litigation that lines up to take on this case. There are too many of us out here getting taken to the cleaners by the banks. I don't care if I see one red cent and the lawyers get everything, just as long as I can see insufficient funds (on the ATM or at whatever retail establishment we happen to go to) again the next time my husband or I spend more than the other one knows about. Cut and paste the address below. Join the revolution!

http://chimicles.com/case/bank-overdraftinsufficient-funds-potential

Bank Overdraft/Insufficient Funds Potential Litigation
Practice: Consumer Protection
Phase: Investigation
Chimicles & Tikellis is investigating a potential class action lawsuit against Wells Fargo and other banks related to insufficient funds/overdraft fees. Specifically, C&T is investigating whether Wells Fargo and other banks automatically re-sequence electronic debit transactions from highest to lowest dollar amounts instead of posting them in the order in which they occurred. This alleged practice drives customers’ checking accounts into a negative balance as quickly as possible, and results in duplicative overdraft charges. (Paste link for entire story)

If you are unfortunate to fall victim of a card fraudster, you will know that your monies are reimbursed by your bank.

Now, someone here is out of pocket and it's not you. They want that money back, why do you think charges are so high?

I am in complete agreement. My bank used to honor the money within the same day, however in the past few years I've noticed a change and I too am Fed Up. Although credit unions are far superior to banks I still see them as part of the problem too.

I have just had a few charges slapped on me for going around £20 over my overdraft limit and called the bank to ask how they can reasonably need so much money from one person to cover the 'administration' needed to be done when someone goes over their overdraft limit? The response was "we are allowed to give up to 7 charges in one day"! Hardly an answer to my question. I feel so upset by this, as we have little money to spare. I'm still waiting to receive compensation for all my past charges and it makes me sick that banks can just charge what they like. Has anyone actually had a good experience with banks?