There's no point working
16-March-2010
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There's no point working

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Scanning the job section of the local paper

Finally the kids and I have moved to a house with affordable rent. Yippee, I think to myself, I can now go out and get myself a job. So I started to scan the job section of the local papers and eventually found a job that I knew I would be good at.

I went down to the job centre to discuss my plans with the lone parent advisor, just to make sure my calculations were correct and that that we would be okay. So let’s see, where are we?

Yes I am a lone parent with two children living at home. No I don't get any help either financial or otherwise from THEIR father. Yes, I also have three kids that don't live with me and who I have no access to. Yes, their father has a high paying job, but he contacted the CSA anyway.

The lone parent advisor goes off to do the calculations and let me know where I stand. The answer comes back, sorry but you will be worse off financially if you work. The CSA will allow you 20% of the net because of the two children you have with you, but will take the 25% for the other three off what is left, oh and by the way; working tax credit and child tax credit are counted as a form of income too.

So here I am in a poverty trap, where there’s no point in getting a job because I will be financially worse off. What are you supposed to do in this situation?

By: Pink


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Sam, at least by working and paying your way in life, you will have your self esteem, and that in itself is worth a lot in my view.
*Gainsborough lad.  05-Feb-2010 22:42

 
I have just recently started doing my nvq 2 in childcare and the college I started said I would get my childcare paid for so I put my son in nursery and recieved a letter saying I couldnt get my childcare fees paid because I was a single parent totally prejudiced now I have to find 441 pound to pay the nursery I should of just stayed at home and done nothing instead of starting something I really enjoy to get in debt
*Sam  05-Feb-2010 21:49

 
" go to collage and ger a well paid careea, you may be short of money for a while but will be worth it in the long run, there is a way out of the povity trap but you have to make a sacrifice "

Wise words, as you obviously didn't go to 'collage' and 'ger a well paid careea'. I hope you are not caught in the 'povity' trap. Oh dear!
*MikeP  29-Jan-2010 12:15

 
go to collage and learn to spel like u did marteen?
*grumpyoldwoman  29-Jan-2010 12:15

 
go to collage and ger a well paid careea, you may be short of money for a while but will be worth it in the long run, there is a way out of the povity trap but you have to make a sacrifice
*martine  29-Jan-2010 12:04

 
according to the csa booklet working tax credit isnt counted as a form of income so im in middle of getting it sorted as I earn 922 a month and the csa want to take 415 a month I cant even afford food and coucil tax with whats left let alone my rent of 825
*destroyed dad  05-Jan-2010 14:02

 
I gave the x-parasite the house every thing in it and 10k savings, and clothed and took my kids out every weekend. but this was still not enough! after blowing the money on new breasts she got the csa on me.......Yep I got tired of the csa robbing me so I quit my job! now my x gets 0% of 0 and its our kids that suffer. "Girl Powerrrrrrrrrrrrrr"
*aleedsfella  29-Sep-2009 12:10

 
Pink
You will be worse off, partly because you will be contributing to the upkeep of your 3 children, not with you. It is for them that the CSA has made the award not your Ex.
The solution is a better paying job or more hours, to reduce the loss.
Accept the fact that you have moral and legal obligations to support others than those that live with you.
Too many that rely on WTC &CTC hit poverty when the children leave school.
*waz  03-Sep-2009 18:16

 
Be honest,dropping the kids off at school and then relaxing at home is better than going to work, us taxpayers will pay for it wherever we like it or not, as long (as the the government can come up with new taxes to keep up with the increasing number of wasterers joining this no questions asked club).
*Gainsborough lad.  30-Aug-2009 23:34

 
Bob - CTC and WTC *are* counted as income, regardless whether they'e for the children or not. Scounging doesn't come into it, so don't judge what you obviously don't understand.
*AngryMom  30-Aug-2009 17:23

 
ctc is not regarded as your income as its for the children,
take responsibility for your life scrounger
*bob  29-Aug-2009 10:46

 
I just need to comment thats its just not men out there that have to pay, my ex has taken me to the cleaners as well.
*xxprettynessxx  24-Jul-2009 05:21


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