Fed up with bank charges and fees
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Unfair bank charges
Apparently you have to have sufficient funds in your account in the EARLY HOURS of that working day as this is when the transactions actually take place.
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I received a letter from my bank telling me that there were insufficient funds in my account. A direct debit had gone out on the same day money went in, but I still end up paying bank charges.
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| 02-4-2008 | I've been overseas and didn't take my bank card with me. On arriving home, I discovered that virtually all of my direct debits had either not been paid, or, worse still, paid with horrendous charges slapped on. These charges accounted for the fact that they were charging me a "Daily Rat...more | Geoff |
| 10-3-2008 | Absolute rip off! why don't the banks pay in the credits due on that day BEFORE thay take the debits? because they make more money from us and they have one huge monopoly!!! virtually no one can live today without a bank account and they all know that, so they operate one huge cartel making BILL...more | gazza1820 |
| 15-8-2007 | I've just cancelled my account with Empirestores. I placed an order on 8th July which still isn't complete, but I have now told them to cancel all outstanding items. I apparently had a statement informing me that I was meant to have made a payment on the 4th August which I didn't receive...more | vickijh32 |
| 31-5-2007 | Hi Geoff, I have had letter from the Halifax saying that my bank charges are justifiable because I agreed to their terms and conditions ( I have followed Martin lewis's instructions to the letter).Please could you tell me if it is easy to threaten court action, did you just send a letter to the ...more | crossmama |
| 11-2-2007 | Banks aren't a charity. They are there simply there to make money, from your money, in the most direct way possible, by robbing it from your account the moment you give them the slightest excuse to do so, willingly, knowingly, intentionally or not.
The greasy, slimey individuals who run these...more | Wake Up There |
| 11-2-2007 | After Bank ,
I am going through the same process with my bank who are horsing about if you get my meaning.
When I qouted The Office of Fair Traiding,they wrote back saying that they don't agree with the ruling given and are arguing with them.I have asked for written details of my charges for...more | x |
| 08-2-2007 | I was very annoyed that HFC Bank (HSBC) claimed that my bank cancelled a direct debit for credit card repayments. HFC insisted they were not at fault and only when I threatened making a formal complaint did they agree to refund GBP 12 in "late payment" charges.
They seem to be milking ...more | Paolo |
| 13-1-2007 | er hold on
moneysavingexpert.com type in "bank Charges" in the search engine and follow the instructions. I did and I got a full refund. I also involved the banking Ombudsman and that cost the bank £500.00 the day he contacts them. So a bank manager friend of mine. It took six months...more | After Bank |
| 09-12-2006 | I recently got charged £120 in bank charges I went into the bank and asked for an itemised printout justifying the costs of the charges strangely, 5 minutes later the manager came out and said as an act of good faith we will waive the charges on this occasion.(funny that eh) | disgusted |
| 25-11-2006 | I had the same problem with Abbey - recently when then refused a bill payment from my account, although I had a cheque clearing that day and 2 bacs payment also on the same day which were cleared funds. I made a complaint and the India Call centre gave me £10, I did not think that this reflecte...more | DS |
| 22-11-2006 | What annoys me most about the charges is that they are taken from the less well off !
When I was skint they did me once. Now I always have sufficient cash I never have problems. It is just plain wrong.
Robbing the poor to pay the rich?
Hmmm............. | copper |
| 24-10-2006 | On the news today,a woman threatened her building society with court action over £6,000 charges on a late payment that was her banks fault.The building society caved in and settled out of court immediately.She did the same with her bank who were very slow in answering over her bank charges.The ...more | Bob |
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