Bank took extra mortgage payment
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Has this happened to you?
My bank took an extra payment out of my account after my old mortgage had been redeemed. This led to me not being able to make the first payment on my new mortgage. Has this ever happened to you, and have you been left short?
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I had a mortgage with a certain large high street bank. Now as you may know, it’s worth shopping around every now and again to get a better mortgage deal and I'm keen to make sure I don’t pay more in interest than I have to.
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| 22-7-2010 | When you borrow money from a Bank, where does it come from?? many will say from the deposits. you would be wrong. most of the money lent comes from future loan repayments in America some banks were lending 65 times the amount that was deposited in their Bank, banks go bust when people cant pay their loan repayments, you have to wonder how do economic advisers come up with figures,,
A friend of mine went overseas but all his cash on Bank Cards he had about 4000 euros on the cards in an other currency-- he had difficulty with the cards,-- on return he had 3000 eros worth of money on the cards that he was unable to use. when he cashed in to get his Euros back he was short changed by 410euros because the value of the currency on his cards had devalued, remember the money never left the card , my friend said he would go public because he could not use the card, the bank manager paid him the 410 euros, the bank did not lose a cent but the books would show they did,, we need a world currency to stop people making money out of money..... | the real athair_siochain, |
| 31-10-2009 | banks r a total joke I used a cash point the other day to take rent out but the cash point debit my account but never gave me the money and I have been told it is going to take three weeks to get it back which is no good to me when I have still got rent to pay | gobby |
| 10-1-2009 | I'm sure you meant well, Beth. But the spread of media forms has downloaded us with so much about the capital markets that we are up to our ears with the same of the stale stuff. Candidly, most of us are swamped with all shapes and varieties of "Ponzi" scheme.
An a posteriori look-back is so 20-20 vision-wise, so doggone inductive that we could count the alternate ways things could have gone but did not; or we would not be in the financial mess we are in.
We are still in a quandary as to whether the Keynesian approach or its Hayakian antithesis, swinging back and forth as it were, should be tapped to straighten the global economy.
I can't take it anymore even from most of brilliant of broadsheets like the Washington Post, New York Times, Boston Globe, Wall Street Journal, Globe and Mail - and from the Economist, Walrus, F.E. Economic Review. The information explosion is also implosive.
Man, I'm just doggone tired! Thanks, nonetheless, Beth. This is indeed an excellent website. | Sam, the tiger |
| 10-1-2009 | Banks going down.
You have an excellent website and you are providing a much needed outlet. Speaking of banks, Bank of America, Freddie Mac, and all their pals are in very hot water big time. Bank of America conduct highlighted and outlined a little more than halfway down the on the main page to this website I am giving you the link to. They probably would not mind you linking to them. Send them an email if you want. Webmaster email is on page two if I remember correctly.
http://www.justiceandlight.com/ | Beth |
| 16-12-2008 | What the banks have done is equivalent to debasing the currency.
http://en.wikipedia.org/wiki/Debasement
I believe it to be treasonable: high treason. Those guilty must suffer the extreme penalty. | String 'em Up |
| 15-12-2008 | Not only are bank slow to return your money, they are mighty quick to pass it onto crooks like Madoff, if it makes a fast buck.
Hang them all up out to dry in public. They are traitors. Crucify them for their greed, and everyone associated with the governance of the financial industry. | Easter Day 2008 |
| 15-4-2008 | The following are facts.
On 17th February, I tried to use my on line account to close an Abbey eSaver account. It failed to recognise my details on 3 attempts. Therefore I phoned Abbey telephone banking to request closure of the account.
They said their computer was down and could I call back later.
I asked 'how much later'. They said they did not know.
I asked them to call me back when it was working. They refused.
In desperation I decided to use the postal service.
It was closed on 19th February.
I spoke (to Jenny) today (29th February) to say I still have not received any payment from them. She said they could stop the cheque and send another. I asked if they would like to stop the cheque and do an electronic transfer but they refused. I then spoke to her colleague who said they could not stop the cheque for 10 working days. This means I have to wait another 6 days to receive my cheque before they will do anything, and even then the only thing they will do is POST another CHEQUE. In the meantime THEY are earning interest on this large sum, rather than me.
I have to say I am extremely upset about this, and I will be referring it.
My suspicion is that the problem is NOT with the postal service. | Chris |
| 13-3-2008 | Banks are slow to do anything, not just returning money when they are in error. Personally I've never had good experiences with the Natwest. Bank with Lloyds these days although my mortgage repayments go out from my Barclays account. | Linda |
| 09-12-2006 | Imagine how much more we have to pay if the Bank of America buys Barclays, we will have to pay a mandatory US-poodle fee. | Whats in your wallet |
| 03-11-2006 | Banking Service charges are a tax on the working poor imposed by rich shareholders to maximize their returns | Berreynice |
| 22-9-2006 | If you have problems with your bank,make life difficult for them.I was charged £30:00 for being just £6:00 over the top for less than 24 hrs.This was due to an oversight by someone not paying a cheque in without my realising. At the time I had opted not to receive paper statements on four accounts so I ticked the box asking for paper statments and then paid a regular 50p into each account.This will cost my bank a lot more in the long run than the £30:00. I know that sounds vindictive but banks will use any excuse to make more money on your account and excessive charges are illegal. | Bob |
| 08-8-2006 | Skeaklessthinkmore: A useful contribution. Clearly you've got nothing better to do and must obviously work for one of these banks that drag their heels returning the money to this person. Maybe you work for NatWest? | Loan Scout |
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