Loading

Can't pay the rent, housing association no help

I have worked since age 16, paid taxes and National Insurance like everyone else does and worked really hard to support myself and my daughter.  Recently I became ill and have been certified sick from work.  I realised pretty quickly that this was going to be quite long term and that money would be an issue.  I approached my local council and housing association telling them my situation and that I would not be able to afford the rent on my privately rented home.  I asked if I could be considered for a housing association home as the rent would be cheaper and I would be able to manage for the time being on the sick pay I will receive.

The housing association told me that as I was adequately housed I would be on the bottom of the list, and that I should apply for housing benefit, which I was of course refused on the grounds that I had savings.  Well fair enough I suppose.  The problem I have is that I have now used up all my savings and can't afford next months rent.  I went back to the housing association for some help and advice, and was again told to apply for housing benefit.  This I have done, but apparently it will take from 8 to 12 weeks for a decision to be made and even then they will only pay around a third of my rent!

To Let signs -  Paul Mison The housing association has said that I am still at the bottom of the list as I am currently adequately housed, and that to be considered sooner I need to be homeless.  However, if I give my notice to quit to the landlord I will be considered as having made myself homeless, and will not qualify to be on the housing list for a certain period of time.

So the conclusion I have come to is that I have to carry on living where I am and stump up what I can here and there to try and pay the rent until the housing benefits are sorted out.  I'll then continue to pay what I can to top up the housing benefit payment until my landlord evicts me for not paying the full rent, leaving with a debt and no hope of a good reference for the future.

Surely it can't be right to actively encourage people to get into debt, when there are so many people already in debt?  All I need is a little help now to get myself over my illness and back on my feet before I can pay my way again.  When I see some other single parents who have never worked and have council houses all paid for, I can understand why.  I've struggled to stay out of debt and to provide for my little family and now I'm being punished because I've been paying my rent and have tried to do the right thing.  I'm currently looking for a cheaper private rent but now I've spent my savings don't have a bond.

It's just not fair, through no fault of my own I'm going to get evicted, owe money and have a bad credit rating which means I'm going to need far more help in the future when all I need is some help for a few months until I can return to work and support us again.

Incidentally this is the same housing association that refused a friend of mine help when she wanted to move to an area with childcare and better public transport links so that she could return to work after being made redundant.  They told her that wanting to return to work wasn't a good enough reason!  Isn't the system just crazy?

Share on Google Plus

Comments from visitors

Post a comment

Enter your comments in the space below.

Name or nickname


Page: 1 2 3 4 5 6
Sort:

" These payday companies and pawnbrokers must think people are all idiots "

Clearly there are enough people moronic or desperate enough to use these licensed thieves, keeping them in business.

-5

 Vote for this commentVote against this commentClick to rate Report This Report

Friday Lunchtime - 26-Nov-13 00:53

All ads in Britain are incredibly patronising and most suitable for someone with an IQ of less than 10 or someone who has failed GCSE. Wonga is just a typical example. These payday companies and pawnbrokers must think people are all idiots. For example in their ads they put five £20 notes and a gold necklace in one picture saying "Get Cash for your Unwanted Jewllery! Yeah! Hurray!" ....as if it were a good deal to sell your necklace for less than a quarter of what it's worth and paying 3,456% APR interest is a good deal. Utter bullsh1t.

-4

 Vote for this commentVote against this commentClick to rate Report This Report

Nick - 25-Nov-13 17:18

Comment from a viewer this morning on Sky news concerning Wonga pay day loans.
" Perhaps Wonga, and all the rest should be forced to give all those applying for loans an IQ test first".
I think the comment most probably sent a shock wave around the Wonga and pay day loan organizations. Trying to find anybody with intelligence to loan money to at their interest rates and terms would mean they would soon be out of business.

-2

 Vote for this commentVote against this commentClick to rate Report This Report

Anon - 25-Nov-13 14:18

In these days of economic uncertainty, I sometimes opine as to the care-free life of the 'Gentleman of the road. Toting his/her worldly chattels in a b.b.b. He/she tramps the dusty lanes that meander through the beautiful countryside from Europe to Britain mostly enjoying his/her gang of fellow gypsies company and a scruffy little dog. Perhaps whistling to himself as he/she hails the customs authorities or the police with a friendly finger. As the day draws to a close, he/she searches for a suitable shop doorway, squat or mansion. Settled at last, footsore and weary, he/she shoots up and slakes his/her parched throat with a glass of strong cider, Meths, Lambrini or Super strength Tenants. Finally he/she farts then settles down with a burp & a contented sigh to a night of slumber 'neath the twinkling firmament to only be woken up with a colleague pissing on them. It would be wrong to envy this worthless bum, for we know not the misfortunes he/she may have suffered back home & may even now live in a big fancy house, equally though it is undeniable that his sleep will be untroubled by rent or mortgage concerns for we will pay them with our tax's. His/hers is a humble totally selfish existence. Requiring only meths whiskey oh anything for spiritual solace, whilst totally pissed and surrounded by God's or anybody else’s goods or creations.

+1

 Vote for this commentVote against this commentClick to rate Report This Report

boblet - 20-Oct-13 13:47

In these days of economic uncertainty, I sometimes opine as to the care-free life of the 'Gentleman of the road'.
Toting His worldly chattels in a gaily coloured linen sack, tied to a stick and slung over his shoulder, he tramps the dusty lanes that meander through the beautiful countryside. Mostly enjoying his own company and perhaps whistling to himself, he hails his fellow sojourners with a cheery wave.
As the day draws to close, he searches in the twilight for a suitable place to make camp. Settled at last, footsore and weary, he kindles a cozy fire and slakes his parched throat with a glass of strong, ice-cold cider. Finally, after a supper of wholesome fare he settles with a contented sigh to a night of slumber 'neath the twinkling firmament.
It would be wrong to envy this character, for we know not the misfortunes he may have suffered - equally though, it is undeniable that his sleep will be untroubled by rent or mortgage concerns, for his is a humble, spiritual existence, at peace with himself and surrounded by God's own creations.

-3

 Vote for this commentVote against this commentClick to rate Report This Report

jobby - 20-Oct-13 07:14

There is one solution though -
"Mr Wonga lend me some dough"
"Mr Wonga you are number one!"

-2

 Vote for this commentVote against this commentClick to rate Report This Report

Rich - 14-May-13 13:41

I have been renting houses and units for the past tewenty years and have probably had 15 different landlords. Of those landlords I only found two that were unreasonable. They wanted to charge me for general wear and tear on there houses.

The other 13 were very good. Whenever I had problems they all had them fixed within a week.

-5

 Vote for this commentVote against this commentClick to rate Report This Report

Fairytisya - 1-Mar-11 03:29

hi am sorry for my comment I was drunk when I wrote it. I don´t know myself what the hell
the text had to do with my comment. I don´t iven know how I ended up on this page.
for me this is embarrasing. the out of context text I wrote is not a text its a set of taughts and emotions on paper.

-11

 Vote for this commentVote against this commentClick to rate Report This Report

coldarc - 26-Sep-10 11:33

I think nobody is unfit to work. the problems is not finding the ansfer from peson experience
but I think that the person with a litle work with the in a perticilar context will obey fine.
the position is a´m afraid condemnation. the very human action of mankind some times sombody will experience. can be good and bad. if you have loyal faith in your teacher leader
you wil help your uneducated frend into a part of your leagacy work your soul human essence
he will be your servant your in disiplines a below worker. things can go bad can go good you are not evil wil not be in futille.

-14

 Vote for this commentVote against this commentClick to rate Report This Report

coldarc - 26-Sep-10 01:00

I have a question I`d like to raise

You travel the world constantly mr siochain, moving from one place to another all the time.
Tell me, how are you funding this life style?
Do you stay in rental accomodation when you do this? This includes motels, hotels etc
If this is the case then you are relying on the existence of landlords to live your life.
Ever think about that?

0

 Vote for this commentVote against this commentClick to rate Report This Report

Kara - 30-Aug-10 10:42

Kara or is it another" beachsunriver" ID. most people with intelligence understand no one can do anything without a landlord or money lender having a say, even the waste products from humans is used to create money for landlords and moneylenders , most of the infrastructure in the sewage systems rely on loans from moneylenders to keep working, you may say we rely on landlords. I say the greedy landlords rely on their landlord mates butts polishing seats in Parliament , I have friends around the world where I stay only pay expenses. my home is always open-house for my friends to stay, I was in Ireland last weekend involved with music, and meeting with a group who are doing all they can to put down the greedy parasite landlords,
I cant help thinking of landlords because they have total power over humanity, when you buy a loaf of bread, you could be contributing to the wealth of hundreds of landlords and moneylenders, once humanity is educated with a knowledge related to the landlords and moneylenders, we will see them as the greatest threat,

-11

 Vote for this commentVote against this commentClick to rate Report This Report

the real athair_siochain, - 27-Aug-10 09:13

I have a question I`d like to raise

You travel the world constantly mr siochain, moving from one place to another all the time.
Tell me, how are you funding this life style?
Do you stay in rental accomodation when you do this? This includes motels, hotels etc
If this is the case then you are relying on the existence of landlords to live your life.
Ever think about that?

-2

 Vote for this commentVote against this commentClick to rate Report This Report

Kara - 23-Aug-10 23:07

Yes. Goodbye Mr Asshair.
Go on continuing your life with your head up your ass.

You say you hate moneylenders and people that live off others contributions, yet live a life earning money from bank savings and pension paid by tax payers.

So yes, off you go you hypercrit and don`t ever come back again.

Thats an order!

-8

 Vote for this commentVote against this commentClick to rate Report This Report

John - 19-Aug-10 23:47

You come from Eastern Europe and screw tenants in Sydney, you also work in a factory, and you did visit Marcoola when I was over their on a fact finding mission..... I always tell the truth. when I say "All landlords and Moneylenders are parasites" 80.000 sites alone .. in India sure proves landlords should be made pay for their blind greed, this is my last time exchanging messages with a parasite, you are no different than a bedbug, you can now write to yourself. use the IDs you stole from me,, ATHAIRSIOCHAIN,,,,, SIOCHAINATHAIR, athair_siochain, along with the John and Shirley you use here, bye it was not nice knowing you, you greedy parasite......... and not forgetting " beachbumriver"

-11

 Vote for this commentVote against this commentClick to rate Report This Report

the real athair_siochain, - 14-Aug-10 07:06

It seems like your being banned on numerous sites you visit.

Perhaps your comments are all considered inappropriate.

Maybe you should try sticking to the truth instead of making up lies about people to try and make it all seem so theatrical!

I have summed you up. I caught you out lying and we now watch you try and worm your way out of it. It`s very funny.

So how much profit have you made on your sale of second hand violins?
Are you still telling the kids they are brand new?
Shame on you!

By the way, I`m not in Eastern Europe. I`m in Singapore.

-14

 Vote for this commentVote against this commentClick to rate Report This Report

John - 13-Aug-10 07:06

just checked out "landlords .com" I have been banned, . as if I care another piece of landlord history. shows the power they have,,,,, I have the info I need, that is all that matters. wont be going back to the sites that . the Sydney parasite landlord crawls on, , the greedy parasite landlord , a cyberturd who charges $350 a week for a cubby house, no wonder this world is on its knees,

-10

 Vote for this commentVote against this commentClick to rate Report This Report

the real athair_siochain, - 13-Aug-10 04:55

Shirley-- John or what ever ID beachsunriver is using is still chasing me around. proves he will do what ever to stop my , message, if one joins a landlord site. you have to be a landlord or pretend to be a landlord to see how those landlords blinded by greed behave. it is a eye opener just to read the crap they put in their blog.... I asked a question to see how they would re/act. the question, " should I sell my property because I am being called a parasite.???? "
"most of the information I collect is going into a manuscript" beachsun river has been a great help, so much of what he has said over the years will make good reading. read the copied quote posted by beachsunriver,,,,, Shirl ---- john--- plus IDs galore , you have to pity the poor soul. it must be hard following me around the world,,, as I said before this thread is about greedy parasite landlords and I posted messages against them, beachsunriver is here to try to spoil . maybe he is behind razor wire, dreaming of becoming a landlord, you have to feel sorry for him, he should return to Eastern Europe, and stay there,,,,,,

-9

 Vote for this commentVote against this commentClick to rate Report This Report

the real athair_siochain, - 13-Aug-10 04:37

Intersting on one hand Athiar says he despises landlords, then on another site he says he is a landlord. Either way he is a liar

-8

 Vote for this commentVote against this commentClick to rate Report This Report

Shirley - 12-Aug-10 20:29

Attention Athair Siochain.
I thought you said you hated landlords. Yet in the "Landlord.com" forums you have actually admitted that you were a landlord?

So are you telling lies here or are you telling lies there?

Either way I think this proves once and for all that you constantly lie.

See below. I have copied for all to see!

athair_siochain

Registered: 03/05/10
Posts: 9

03/25/10 at 06:43 PM
#22
I have never told a tenant to leave they do have a 12month lease, I make it known to them they can stay till they get something better, one tenant has been in the house -- 11 yrs paid the rent two weeks in advance all that time, and the garden is great. one time he asked me if he could paint the bedrooms, I said yes and gave him the paint, it is more than 3yrs since I had a property vacant.I exchange greetings cards during the year, so we are all happy, so you have to understand how I feel when most of the landlords I know are ratbags, make jokes about the very people who pay to look after the LLs properties, my properties are well looked after, so we are all happy. that is the way it should be,,,,,I have been on many newspaper sites in the US over the years and I find a lot of articles on greedy landlords, so I assumed it was worse there than here in Surfers Paradise in Australia

-32

 Vote for this commentVote against this commentClick to rate Report This Report

Jon - 12-Aug-10 05:59

he real athair_siochain / John or whatever names you are using. Both of you please understand that no one here cares or is interested in your 15 year private fight.

-4

 Vote for this commentVote against this commentClick to rate Report This Report

anonymous - 4-Aug-10 17:53

Page: 1 2 3 4 5 6
Sort:

Close

Enter email to receive updates:RSS Feed

Twitter