Can't pay the rent, housing association no help
19-March-2010
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Can't pay the rent, housing association no help

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I have worked since age 16, paid taxes and National Insurance like everyone else does and worked really hard to support myself and my daughter.  Recently I became ill and have been certified sick from work.  I realised pretty quickly that this was going to be quite long term and that money would be an issue.  I approached my local council and housing association telling them my situation and that I would not be able to afford the rent on my privately rented home.  I asked if I could be considered for a housing association home as the rent would be cheaper and I would be able to manage for the time being on the sick pay I will receive.

The housing association told me that as I was adequately housed I would be on the bottom of the list, and that I should apply for housing benefit, which I was of course refused on the grounds that I had savings.  Well fair enough I suppose.  The problem I have is that I have now used up all my savings and can't afford next months rent.  I went back to the housing association for some help and advice, and was again told to apply for housing benefit.  This I have done, but apparently it will take from 8 to 12 weeks for a decision to be made and even then they will only pay around a third of my rent!

The housing association has said that I am still at the bottom of the list as I am currently adequately housed, and that to be considered sooner I need to be homeless.  However, if I give my notice to quit to the landlord I will be considered as having made myself homeless, and will not qualify to be on the housing list for a certain period of time.

So the conclusion I have come to is that I have to carry on living where I am and stump up what I can here and there to try and pay the rent until the housing benefits are sorted out.  I'll then continue to pay what I can to top up the housing benefit payment until my landlord evicts me for not paying the full rent, leaving with a debt and no hope of a good reference for the future.

To Let signs - © Paul Mison

Surely it can't be right to actively encourage people to get into debt, when there are so many people already in debt?  All I need is a little help now to get myself over my illness and back on my feet before I can pay my way again.  When I see some other single parents who have never worked and have council houses all paid for, I can understand why.  I've struggled to stay out of debt and to provide for my little family and now I'm being punished because I've been paying my rent and have tried to do the right thing.  I'm currently looking for a cheaper private rent but now I've spent my savings don't have a bond.

It's just not fair, through no fault of my own I'm going to get evicted, owe money and have a bad credit rating which means I'm going to need far more help in the future when all I need is some help for a few months until I can return to work and support us again.

Incidentally this is the same housing association that refused a friend of mine help when she wanted to move to an area with childcare and better public transport links so that she could return to work after being made redundant.  They told her that wanting to return to work wasn't a good enough reason!  Isn't the system just crazy?


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People who buy their council house
Moving home has taken a year
The freeloader on sickness benefit
There's no point working
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Letting agents and greedy landlords





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I am currently in private rented accomadation, with two children and my partner. when we were both working everything was fine. I came out of work because I had my baby number two and then my bf lost his job 3weeks before our baby was born. now we are claiming jsa having too live on bare minimum. yes we get beninfits(this is not through choice) but it not enough to live on and then to top it off we have to pay £80 a month out of this towards rent. which we clearly don't have. my last baby is now a yr old and we still have not been able to get a job. the council can not help us as where we are from the have no council houses and I now have no savings left. so just remeber when you see a mum on benefit or a father in the dole line that not every one of them are there through choice and that some are geinuinly looking for work and are trying to help themselves. living on benefits is no life for kids. so far my bf has sent off over 400 c.vs to be knocked back with sorry were not what your looking for or your unsutible for the job, many not even that. I have been to the jobcentre off my own back and have asked for help back into work because at first they classed me as unfit to work as I am a mother of young children. if I have to put my children into nursery for a few hours a day so I can put food on the table and keep a roof over our heads I will. I am sick to death of people labeling parents on the dole with the same stick. yes some parents have children and will happily stay on the dole for yrs but just remember there are some out there that are not and will try to do anything to give there children the best possible start in life and I am curtainly one of them.
*stacey the fed up mum of two  06-Mar-2010 00:16

 
Athair Siochain.

You do realise that if you rid the world of landlords, you will also be ridding the world of rental accomodation. There are hundreds of thousands of people who require rental accomodation, especially those who work over seas and inter state. Myelf included.

If the world were to lose landlords, it would also lose rental accomodation. This is why it will never happen. People don`t remove things they require to live.

Have you not ever rented a holiday unit, apartment or hotel?

Think about it!
*Grant  01-Mar-2010 07:06

 
I think athair_siochain is talking a load of bull's dollop because if he has worked all over the world and been involved in many building contracts and could have been a landlord as he claimed then he would know that housing association's charge rent for
1) low cost housing for people that cant afford to buy ( as a housing association tenant you do have the right to buy your house, and this is a hell of a lot cheaper than on the market!)
2) repairs that need doing to house eg burst pipe, new door ect
3) improvement to the local area eg new double glazing, new central heating ect
there are more but I cant be bothered to list them so I think some one is jealous because they don't have the intelligence to become a landlord either that or he has taken one to many 'happy pills'
*nicola  28-Feb-2010 21:09

 
It`s strange!
Athair Siochain always seems to dissappear when ever I ask him these qustions?????

It seems he has no answer!!!!!
*Beach  28-Feb-2010 06:09

 
Athair Siochain.
You say landlords are evil because they take money from others and live from these funds.
You say money lenders are also evil because they use others money to creat wealth.

I therefore, must ask you what you intend to live off when you reach retirement age?

Will you live from a lump sum that has been invested for you by money lenders?
Will you live from the stock market and have shares invested?
Will you recieve the old age pension that is paid from tax payers wages?
Will you seek unemployment benefits also from tax payers contributions?
Have you ever saved money in a bank account?


If the answer is yes to any of these questions then it clearly shows that you have double standards and live off others efforts the same way landlords & money lenders do.

Either way, your no different to those you say are evil!

So will you hate yourself in retirement too?
*Beach  25-Feb-2010 22:04

 
Athair Siochain I think you'll find the parasites are immigrants that drain the welfare system. And if you want things in life you have to pay for them, products cost money inflation pushes prices up and like you said a part of the cost of a pair of shoes would go to the rent of the shop as well as the wages for the staff or how do you expect the business to run, on fresh air? get real or we would all be living in slums and the place would look like a third world shanty town. rules, regulation, human rights and living standards that civilised communities are used to all cost money. no money = sub standard living conditions
*nicola  25-Feb-2010 11:11

 
If you look at some of Athair Siochain's comments on another thread, you will see that he is simply trotting out tired old communist dogma without adding any of his own original thought.

He is unable to answer most of the questions that I and others have raised.
*MikeP  25-Feb-2010 10:42

 
Athair Siochain.
Landlords are not only wanted but also needed.
Here are just a few examples below.
1. Uni students studying away from home need temperary accomodation.
2. Travelling work conditions. We rent
3. While building a home. We rent
4. While trying a sea or tree change. We rent
5. After selling our homes and looking for others. We rent
6. Extended holidays. We rent

I have asked asshair to tell us all what alternatives he has for these situations. Again, he couldn`t answer and chose to avoid this question too.

I think he finally realised that we have beaten him and spat him out. Good bye Asshair.
Don`t come back. You`ve failed miserably!
*Beach  25-Feb-2010 09:35

 
Landlords are not only wanted but also needed.
Here are just a few examples below.
1. Uni students studying away from home need temperary accomodation.
2. Travelling work conditions. We rent
3. While building a home. We rent
4. While trying a sea or tree change. We rent
5. After selling our homes and looking for others. We rent
6. Extended holidays. We rent

I have asked asshair to tell us all what alternatives he has for these situations. Again, he couldn`t answer and chose to avoid this question too.

I think he finally realised that we have beaten him and spat him out. Good bye Asshair.
Don`t come back. You`ve failed miserably!
*Beach  25-Feb-2010 09:35

 
How many members of the Housing Association own investment properties.. how many collect rent or interest., the system is not crazy, it is well organised by the landlords and moneylenders,, try to find a politician or lawyer who does not collect rent or interest., I tried could not find one, stopped after I checked out fifty of each, the working poor will continue to pay for the pleasurable lifestyles of the landlord, and moneylenders, imagine a world without these parasites.
*athair_siochain  31-Dec-2009 02:39

 
Foreigners should not be allowed to buy houses or land in Britain, unless they can prove they paid income tax in the EU on the earnings for the total money accumulated .Otherwise they must pay 50 percent duty on the property.
*Tax the outsiders  28-Dec-2009 11:44

 
The whole nation should go on a rent strike for six months. The courts could not cope with the situation. The country could not throw half of its peoples out onto the street.

Strike for your rights.
*Stop paying your rent  28-Dec-2009 08:24


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