Insurance companies and accident repairs

The most Fraudulent Insurance Company is without any doubt Zurich Insurance. Be warned this is not me, saying so, It is the Courts all over the world. The name AIG is well known on football team shirts. It is part of the Zurich Financials Services empire who own thousands of well know Insurance company names. In fact you are probably insured by Zurich, regardless of the name on your policy.

Be warned check if you are insured by a subsidairy of Zurich, because they have a very nasty habit of not paying. The Courts have fined Zurich owned entities £billions for corruption fraud bid rigging the list is endless. Check it out: type into Search engines. AIG, Zurich Insurance Farmers Bid Rigging Worst Insurer Corrupt etc. PS This company is also responsible for the worlds financial collapse and is now 80% + owned by the US Government who bailed it out to the tune of several hundred billion dollars. So as to save the worlds main banks from Insolvency.

The high street, Exhaust/Brake centres automobile clubs motoring schools banks and insurers investment and pensions many of the principle well known names belong to ZURICH.

Check it out it will save you a lot of money and you may well be insured instead of being Defrauded, Gordan Finch

I chose to insure my car with Barclays, chosen from a comparison sit, not because it was cheapest, but I thought that I would deal with a reputable company. However, Barclays seems to act as a front for some other company.
I answered all questions, including "Have you had any accidents in the past 'x' years the maximum being 9, which I marked. I paid and the insurance certificate was sent to me. Later the company asked for proof my No Claims Bonus record. I sent a form covering the last 4 years from my current insurer (a Spanish company), but could not give further proof. The Insurer now wants to add about 30% to the premium.
At no time prior to buying the insurance was any mention made of needing paperwork going back 9 years, I feel that I have been conned. As I have lived abroad for the past 20 years it is impossible to reconstruct the paperwork for that period.

been going to SGH body works, www.sghbodyworks.co.uk, in bristol for years, never had a problem with them. I guess there will always be a difference between the big/national garages and the smaller garages.

First of all, I wonder if I am the only person to have had problems with Uk Carbody Ltd of Bedminster, Bristol ?

Next I wonder if others have found that their Insurance direct them to use this Car Repairer ?

The bottom line is, you read the glowing statements in http://www.ukcarbody.com/ and then experience weeks of broken promises, long waits for your vehicle to returned to you.
And then sometimes find it has been further damaged, yet no one at Uk Carbody Ltd of Bedminster, Bristol will take responsibility for it !

So from personal experience do not allow your insurance company to send your prized procession to Uk Carbody Ltd of Bedminster, Bristol.

I can't speak for the quality of the repairs of things, but I know firsthand that AXA don't operate their billing in this way. The repairs are estimated and costed, approved by an engineer, and the bill is paid by AXA less any excess element. I don't know where you've got this £1,000 'average repair cost' from. Each repair is assessed on its own merits, costed and paid accordingly.

Last week Thusday I was driven it to at a junction, I had right off way, but I should have let them out apparently anyway, my car is now written off £2k worth of damage! Thanks a buch!!! Why shouldn't the other persons Insurance company be made to pay to have my car fixed and back on the road,regardless of cost.why am I now being made to suffer, I am having to look for a replacement car,and the write off value is rubbish! I am sure they would reflect this action in the renewal premium, and the driver might think twice.

Sounds like a cracking idea of the insurance company's. I bet it was one of Sir Fred's. I knew he must of done some good whilst with RBS.
I can't beleive any repair company would agree to the scam in the first place.

For Santiago - 27/01/2009

Zurich Insurance are another insurance company that have moved their work out of independant workshops and directed it to Nationwide Accident Repairs, working the same principle of one price per job.

Somebody mentioned "Cheap" insurance. I just tried to insure a sixteen year old peugeot 106 as a second vehicle but as I am using my no claims bonus on my motorcycle they want £800, the car cost me £100 . Scam? If I havent had a claim how come it only counts on one vehicle?

The question must be, why do people go elsewhere for the smaller jobs? You say you work for a large chain of repairers. This doesn't necessarily sound like a dealership, however, all I know is I steer well clear of main anything, not just dealers, for my car repairs.

My servicing, on two privately owned cars, is all done through one family owned business locally and has been for 10 years. I trust them and they have got it wrong a few times in the past, but they have put things right without further cost to me or fuss. On that basis, I try to be fair with them, when I would not do this for many other businesses. If they charge me for work I did not ask them to do, I am very confident they have done it for the sake of safety. I keep my paperwork and can easily check if they are trying to pull the wool over with several, "repeat repairs." They never have. On that basis I have owned one car for 11 years and the other for 7. Being German built helps but they are in excellent condition and keeping up with newer cars is not a problem in the slightest. On the contrary, frustratingly, I always seem to be on the tail of a line of traffic, never at the front!

They are not the cheapest, nor the dearest, of garages but where cars are concerned doing things on the cheap is not a sensible option. You might well regret being in an accident at which torn and crushed metal is widely in evidence, because you were anxious to save twenty quid on some brake repairs.

Andrew.

Horrified to read this. I shudder to think how they would deal with a customer who challenged the practice.

You have mentioned NU and Axa. Without risking a civil claim for infringement of privacy clauses (i.e. 'gagging') could you list which insurers operate this awful scam?

Or in contrast, can you say which of the insurers with whom your firm deals do not impose a fixed limit?

Anyway, my car was sent away and I got a courtesy car for 2 weeks. After I got my car back, the bill was then sent to the third party insurers, I was also sent this bill 'for my info' which totalled just over £2000. A nice round £1000 for the damage repair and the rest for the 2 weeks worth of hire car charges!

I heard nothing for weeks, until some solicitors called me asking me saying they'd like to represent me as the victim in the incident. Apparently the third party withdrew the statement that she was to blame. I went through a lengthly telephone questionnaire about the incident, the events leading up to and after. Anyway, 6 months had passed and the third party insurer wasn't willing to pay the bill. In the end, county court proceedings were launched and that was the last I heard about it so I assume they got their money. But shows what insurers will do to avoid paying the costs. The solicitors said that when court proceedings are launched, that's when they'll cough up as it'll cost them more in the long run.