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Junk mail from banks and credit card companies

I opened a joint bank account about a month or so ago purely for the purpose of paying the household bills.  It was an online bank account with paperless statements etc., exactly what I was looking for.  I didn't need any cards with the account so I didn't bother to fill in the credit card application form that came with the original account application.

The problem is they're still bombarding me with junk mail trying to persuade me to take out a credit card with them.  I find this really annoying because I particularly dislike filling up the recycling bin with a load of useless mail that should never have been sent in the first place.  The pack that they sent me contained a letter, a pre-filled out form and two information booklets printed on this rigid card like stationary.  To add to this they were all black, which presumably is more difficult to recycle. 

Credit Card, junk mail application forms from banks and credit card companies Since I opened this account this must be about the third or fourth letter they have sent me. Granted, secure information such as PIN's need to be sent out in this way, but surely all other communication could be done via email?  Isn't that what Internet banking is supposed to be all about?

They also sent me a debit card which I didn't actually want.  As I didn't find anything on the initial form that said "tick here if you don't need a card", then fair enough.  I guess I'll have to keep a card that I will probably never ever use.  

My gripe is really with all banks and credit card companies, not just this particular one.  I don't like clutter, and I especially don't like getting sent a load of leaflets and forms that I didn't want in the first place.

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I just stuff their return envelope with junk mail from OTHER senders of Junk Mail.

+1

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skIP - 28-Apr-09 19:23 

Srart writing "return to sender" on them & stick them back in the post! They may eventually get fed up with sending them.

+7

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grumpyoldwoman - 26-May-08 18:07 

Local authorities plan to charge you on how much rubbish is in your bin. So why not charge the distributors of junk mail for handling their mail. There is no upper limmit in law for what you can charge for doing or suffering anything you are not legally obliged to do or suffer at your own expense. The only AT YOUR OWN EXPENSE authority we have found is in the 1911 Copyright Act section 15 and it only applies to publishers.

Compliments trustee@ichortrust.co.uk

+6

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Martin Mitchell (Trustee ICHOR - 21-Jan-08 14:56 

By the way did you know at the bottom of the credit card letter there is a code which is also on the return envelope which is a code that tells them who you are even if you take the code out of the letter it's still printed on the return envelope.

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I hate Junk Mail - 29-Dec-07 16:07 

Junk mail from banks is destined for sub-prime people as they are so gullible.

-5

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No Credit for the Sub-Prime - 19-Nov-07 21:29 

There is no law that states you must handle unsolicited mail AT YOUR OWN EXPENSE.

We know how to scare the banks off by offering them a massive fee for handling their junk (unsolicited) mail.

Get smart why sighn for anything when your signature is worth either what you say it is cash befor you sighn or you don't sighn.

Interested contact trustee@ichortrust.co.uk

-1

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Trustee@ichortrust.co.uk - 19-Nov-07 20:31 

And the post office should also be required to publicise the fact that you can opt out by e-mail - the address is optout@royalmail.co.uk

If this doesn't work, maybe the post office will get the message if people put their post office junk mail back into the red post office letter box rather than their own bin. The post office won't want the postal system to grind to a halt under the burden of junk mail or the cost of employing extra sorting staff to make sure it does not. And as commercial waste is charged for the post office will then pay for the cost of disposing of their waste rather than the local authority (and the council taxpayer).

+1

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Phil, Wolverhampton - 8-Aug-07 13:23 

Found this on the BBC News site "Postman sacked over junk mail row - A Nottinghamshire postman who refused to deliver junk mail has been sacked. Royal Mail had suspended Steve Rowbotham pending an investigation "relating to the wilful delay of mail". Residents of Burton Joyce had called for their postman to be reinstated and wrote to his bosses demanding that he be cleared." http://news.bbc.co.uk/1/low/england/nottinghamshire/6757903.stm

What a great idea! If only our postie would censor all the junk mail we get from banks!

-10

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Moots - 16-Jun-07 16:28 

90% of the junk mail we receive is not for us at all. It's all for a scammer who has discovered they can make money by filling in internet request forms, using other people's addresses. We have reported this to the Police. They are not interested. It's not a crime they say. But everyday we receive 20 unwanted items of mail for credit, loans, this and that.

We have to spend valuable time and money ridding ourselves of all the waste this generates. It fills our dustbin, and costs our local council money to dispose of it.

Companies who trade on the internet must identify the full source of the requests they receive. Make them fully traceable.

-7

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Junk buster - 9-Apr-07 08:25 

Better yet, just mail back the reply envelope without anything in it. A wasted stamp for the credit company everytime!!! Maybe if they get enough of them, they might stop.

-10

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Hammer - 7-Apr-07 13:53 

Would also keep several more postman in employment and overtime.Only problem is it may fill the postboxes and sorting offices up.

+3

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Bob - 22-Sep-06 21:08 

This return to sender label sounds like a good idea.If everyone did it, the banks would sieze up with returned mail,and how much would it cost them in postage.

-4

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Bob - 22-Sep-06 21:06 

You can now ask your post office for a form the stop their junk mail mailshots. This is the easiest way to get the removed from your letter box.

They will be reluctant to do so as they are paid for sending them.

+2

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JK - 30-Aug-06 12:41 

We recived an application for a credit card from capital one,okay annoying as that may be,the only problem,it was adressed to my 4yr old son!.

0

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Revan - 11-Mar-06 21:07 

As a postman with Royal Mail I feel I ought to comment here; we can get officially reprimanded if we don't deliver 'direct mail'(unaddressed material) properly, and we are payed for delivering it on top of our standard pay.

However, I confess that I hate junk mail too; I'm sure if your postie is of a similar mind you could get him to dump it straight into a handy 'roundfile' provided for the purpose.

-3

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penfold - 10-Mar-06 12:54 

Junk Mail is irritating and wasteful, best courses of action are as follows:

1) Register with the Mail Preference Service at www.mpsonline.org.uk to stop receipt of junk mail from organisations that you have never used.

2) Tell companies that you order from (online or by fax / phone) that your order is a 'one-off' and that you do not wish to receive follow up marketing material. NB ) If they don't have this facility they are best avoided!

3) Tell Banks and Credit Card companies that you don't want mailshots - it usually works!

4) Keep a stock of pre-printed 'RETURN TO SENDER' labels to stick on mailshots that you don't want and post them back.

5) Register your home phone number with the Telephone Preference Service to stop unwanted sales calls from UK companies - you will find a link to this at the MPS site.

6) Devise a standard letter to send to organisations that persist in annoying you with their trash requesting that they remove you from their database and provide written confirmation that they have done this.

7) Always take time purchasing online & opt out of as much as the system allows.

8) None of this will stop the unmarked mailshots delivered by the post office, but you can always have a word with your friendly postman or just bin them - or preferably shred them for recycling.

These are just a few tips that do work - I seldom receive anything now that I don't want. Check the MPS site for the full details as this advice is a guide only. The process described I have found to be effective.

+6

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Somerlad - 7-Mar-06 13:19 

Because you didn't tick the OP-OUT button.Always check before signing or clicking submit.

+1

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Bill - 7-Mar-06 05:26 

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