Scottish money not good enough
18-March-2010
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Scottish money not good enough

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I've just returned from a short holiday in Scotland to see my family and I have brought back with me a pocket full of Scottish currency.  If you've ever tried to spend Scottish money in England you will probably be in a good position to understand my gripe.

The problem is the funny looks you get from the cashier at the supermarket, or from the guy behind the bar when you hand over your Scottish notes.  More often than not, they hold it up to the light to check the watermark or scan it with a UV light, probably because they assume that its a counterfeit and you are trying to rip them off.  The way they treat you almost makes you feel like a criminal.  Why is it so difficult to accept that a Scottish bank note is actually still 'good money' in England?

It's actually really embarrassing, especially if you are standing in a long queue at the supermarket and it happens to be really busy that day.  I know its quite irrational, but sometimes I actually dig into the wallet to see if I can find some English money to use instead so that I dont have to put up with all the hassle.  Scottish money is every bit as good as the English equivalent and although no one has actually refused to take it, theres always that doubt in your mind.  The thought that your cash might be refused just makes it a bit of an awkward situation

Staff that handle money probably ought to be better trained.  Although they dont see a Scottish bank note on most days, they should be able to easily recognize them for what they are valid UK currency!

Perhaps they could also be shown how to handle the situation with a little bit more care and sensitivity at the same time.  Yelling out to their supervisor down on isle nine "Hey John, are we still accepting this Scotch money? isn't exactly what I'd call subtle.  So many times I've been so tempted to reply "Careful with that there lassie, I've just printed it for ye and the ink will be wet..."  Fortunately though, good sense usually prevails and I wait there patiently whilst the supervisor wanders up to verify that money is okay.

Royal Bank of Scotland - Pount note

Not everyone is quite so offish about our "funny money".  In fact, the landlord at my local pub is quite a sport and I always make sure that I bring at least a few Scottish fivers for him!  I know he loves to make that extra trip to the bank to change them!!!

Hey, It could be a whole lot worse though remember the old pound notes?  Some of them are actually still in circulation in Scotland but they cant be used south of the border anymore.

Probably just as well because youd need a sack full of them to buy a pint of beer at our local but thats another story!

Find out more about Scottish currency

Money in Scotland
A few interesting facts about Scottish currency that you may not know, for example...  Scottish banks do not produce coins - the Royal Mint has a monopoly on that.

Definition of legal tender
Here's something I discovered whilst looking into this subject.  Legal tender or forced tender is payment that cannot be refused in settlement of a debt denominated in the same currency by virtue of law.  Bank of England notes are the only banknotes that are legal tender in England.  Scotish notes are not considered legal tender, however are not illegal under English law and traders/creditors may accept them if they choose.


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I am scottish and the only place I have I have ever had scottish notes refused is in Harrods
*shaz  15-Mar-2010 14:20

 
You could probably sue them for false-imprisonment, and wrongful arrest. Consult a lawyer.
*Did it really happen?  10-Mar-2010 16:57

 
"I explained that it was legal tender and can I ask her again to consider why she was refusing me, at this point two security staff stood by me, grabbed me by both arms, threw me to the floor and called the police. All this is fact, as it happened, without distortion."

I strongly suspect that Lillywhites will be challenging your version of this through their legal department, with the statement of an independent witness who was standing just behind you at the time and who happens to be a lawyer.

Please keep us updated with 'your version' of events.
*MikeP  10-Mar-2010 15:31

 
Tried to buy some goods in Lillywhites in Picadilly this afternoon and cashier refused my £20 Scottish note. When asked for a reason, am told "because we dont." I explained that it was legal tender and can I ask her again to consider why she was refusing me, at this point two security staff stood by me, grabbed me by both arms, threw me to the floor and called the police. All this is fact, as it happened, without distortion.

Word of advice, be very careful when trying to use Scottish £20 - you could end up with 2 big security guards assaulting you
*Mick  10-Mar-2010 15:26

 
Union with Scotland Act 1706. Article XVI . "That from and after the Union the Coin shall be of the same Standard and value throughout the United Kingdom as now in England". In other words words " Legally and technically" Scottish Bank notes are the same value as Bank of England notes.
*Comentor  26-Feb-2010 15:27

 
Legally and technically all wages must be paid in Scotch Porage Oats Land using Bank of England notes.
*Campaign To Rebuild Hadrian's Wall  26-Feb-2010 00:17

 
I don't think "Campaign To Rebuild Hadrian's Wall" would refuse Scottish Bank Notes if he/she did any work in "Scotch Porrage Oates Land". But maybe I'm wrong because there is a lot of ignorant people about !
*Comentor  25-Feb-2010 22:34

 
Truck Act

"That the entire amount of the wages earned by or payable to any artificer in any of the trades herein-after enumerated, in respect of any labour by him done in any such trade, shall be actually paid to such artificer in the current coin of this realm, and not otherwise;..."

This Realm: This other Eden, this demi-paradise this scepter'd isle,
This earth of majesty, this seat of Mars ...

In other words England.

Not Scotch Porrage Oats Land.
*Campaign To Rebuild Hadrian's Wall  07-Feb-2010 10:29

 
I think this gripe answers itself: one reason the notes are frowned upon is because they have to be taken to the bank to be changed. All banks charge businesses for cash handling, so businesses in turn frown at customers with these notes. Nor do ticket machines at train stations, or machines at car parks take them.
*Gloop14  06-Feb-2010 21:16

 
English bank notes are only legal tender in England, Wales, The Channel Islands and the Isle of Man. English bank notes of denomination less than 5 pounds were legal tender in Scotland under Currency and Bank Notes Act 1954. Now, with the removal of BoE 1 pound notes, only coins constitute legal tender in Scotland. So how would the English tourist feel when purchasing goods in Scotland having there notes checked and double check by store officals. I have had stores refuse Scottish notes south of the border, but the same store north of the border is only to happy to take them. It does make you feel like a criminal, on one occassion I refused to take a BoE 5 pound note in my change asking for a Scottish on...just to as awkward as them.....lol
*darth151  06-Feb-2010 12:11

 
The sad and ironic thing is that the Bank of England was founded in 1694 by a Scotsman, sir William Patterson a Scottish trader from Dumfries and Galloway, Scotland.
*darth151  06-Feb-2010 10:38

 
On the Bank of England website, it basically says that Scottish and Northern Irisih banknotes are NOT legal tender - but acceptability is another matter. So it seems that though they are not legal tender, cashiers can still choose to accept them. http://www.bankofengland.co.uk/banknotes/about/faqs.htm#16
*PJ  28-Jan-2010 21:29


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