Scottish money not good enough
02-September-2010
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Scottish money not good enough

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I've just returned from a short holiday in Scotland to see my family and I have brought back with me a pocket full of Scottish currency.  If you've ever tried to spend Scottish money in England you will probably be in a good position to understand my gripe.

The problem is the funny looks you get from the cashier at the supermarket, or from the guy behind the bar when you hand over your Scottish notes.  More often than not, they hold it up to the light to check the watermark or scan it with a UV light, probably because they assume that its a counterfeit and you are trying to rip them off.  The way they treat you almost makes you feel like a criminal.  Why is it so difficult to accept that a Scottish bank note is actually still 'good money' in England?

It's actually really embarrassing, especially if you are standing in a long queue at the supermarket and it happens to be really busy that day.  I know its quite irrational, but sometimes I actually dig into the wallet to see if I can find some English money to use instead so that I dont have to put up with all the hassle.  Scottish money is every bit as good as the English equivalent and although no one has actually refused to take it, theres always that doubt in your mind.  The thought that your cash might be refused just makes it a bit of an awkward situation

Staff that handle money probably ought to be better trained.  Although they dont see a Scottish bank note on most days, they should be able to easily recognize them for what they are valid UK currency!

Perhaps they could also be shown how to handle the situation with a little bit more care and sensitivity at the same time.  Yelling out to their supervisor down on isle nine "Hey John, are we still accepting this Scotch money? isn't exactly what I'd call subtle.  So many times I've been so tempted to reply "Careful with that there lassie, I've just printed it for ye and the ink will be wet..."  Fortunately though, good sense usually prevails and I wait there patiently whilst the supervisor wanders up to verify that money is okay.

Royal Bank of Scotland - Pount note

Not everyone is quite so offish about our "funny money".  In fact, the landlord at my local pub is quite a sport and I always make sure that I bring at least a few Scottish fivers for him!  I know he loves to make that extra trip to the bank to change them!!!

Hey, It could be a whole lot worse though remember the old pound notes?  Some of them are actually still in circulation in Scotland but they cant be used south of the border anymore.

Probably just as well because youd need a sack full of them to buy a pint of beer at our local but thats another story!

Find out more about Scottish currency

Money in Scotland
A few interesting facts about Scottish currency that you may not know, for example...  Scottish banks do not produce coins - the Royal Mint has a monopoly on that.

Definition of legal tender
Here's something I discovered whilst looking into this subject.  Legal tender or forced tender is payment that cannot be refused in settlement of a debt denominated in the same currency by virtue of law.  Bank of England notes are the only banknotes that are legal tender in England.  Scotish notes are not considered legal tender, however are not illegal under English law and traders/creditors may accept them if they choose.


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LIDL that famously British institution, won't take anything but real money. No toy town money for them. They are also a great and willing employer of British peoples, indigenous to these lands. I am sure, dead certain, they tolerate Trade Unions amongst their staff, and pay decent, properly negotiated wages. Let them take Scottie tissue money.
*UK £IDeraL Party  30-Aug-2010 15:03

 
At least Scottish notes are accepted in SOME places in England. You should try spending Northern Ireland notes in England or Wales or Scotland. They won't accept them in any stores. I got stuck with a Bank of Ulster ten-pound note and was unable to use it anywhere. I had to wait till the weekend was over and change it at a bank.
*Fiona McIntyre  30-Aug-2010 02:49

 
Having lived as a Scot in Southampton for two years, I have had no difficulty using Scottish notes until yesterday when I was told that LIDL in Southampton (and perhaps more widely?)have a policy of refusing Scottish currency.

I don't want to see new legislation forcing any trader to accept particular kinds of currency, as that runs contrary to my idea of a free society. My real concerm, however, is that when major supermarkets start operating these policies the practice might spread insidiously unless appropriate action is taken by consumers.

Perhaps Scottish consumers, saddened by Lidls policy, should consider whether they wish to keep shopping there. Lidl have many branches in Scotland, and that means they have to care about what Scottish consumers think. I wish it could be known more widely amongst Scottish consumers, that Lidl have this policy south of what I suppose we should now call the 'border' between our two 'currency zones'. Perhaps some would decide to start shopping elsewhere. SPREAD THE WORD, so that Lidl back down before other supermarkets start following the same discriminatory policy !!!
*Consumer power against currency discrimination?  19-Aug-2010 20:12

 
My Scottish £20 note was refused by a hairdressing salon in Leeds yesterday. I have visited England many times and people are often unsure of Scottish money but this is the first time someone has refused it. I can understand why they would be unsure of money they dont see very often but at the end of the day, it is endorsed by the Bank of England as legally acceptable money and for anyone to refuse it just shows their lack of cultural education. I think it is highly unlikely anyone in Scotland other than a bigot who wanted to be awkward, would ever refuse English money. We can refuse it, just as they can refuse our money but why would we? Its all part of the same currency, same value etc. People just need to learn to recognise the different pictures. Infact, I believe some English £20s have a picture of Adam Smith(the Scottish Economist and philosopher). I think the idiot who asked why we have our own money just highlights the stereotypical stupid and arrogant nature of some of those south of the border, who seem to act as if they dont know what is going on the world outwith England. It is unfortunatley, something I encounter quite often in England that people seem generally ignorant and uneducated about Scottish culture, language and money. It seems much easier for some of them to imagine that the whole world should be like England. Just remember, it was a Scot who found the Bank of England. Then again, its usually us Scots who are innovative. I mean how many things have we invented or developed. And for the peson who said Scotland will become a third world. Mmm...with the amount of water we have (water is the new oil) plus the amount of Oil we have (Scotland produces more than anywhere in Europe) and the possibilities for renewable energy...i think we might just manage to hold our own.
*surferbhoy  13-Aug-2010 15:43

 
Since the Bank of England was founded by a Scot, one might say that English bank notes are Scottish bank notes anyway! In any case, if you go to the Bank of England website you will find that Legal Tender has no affect outside England and Wales and even then is only useful as a defence in alegal case where you are sued for non-payment.

In actual fact, the Scottish and other UK notes are only refused because they are unfamiliar and nobody wants to get dudded! The reklevant banks would do well to publish details of what a genuine note issued by their bank looks like in English media and the problem would disappear except for bigots who probably think someone from the next street is a foreigner!
*expom  06-Aug-2010 22:36

 
Perhaps the Scotch banknotes need EU protection and approval, and need to be given a (GI) Geographical Indicative Status by the EU Council and Parliament.

http://en.wikipedia.org/wiki/Geographical_indication

We would all know where they were from if they had one, and no one would be able to make copies, or forgeries as it were. If they don't get it how will Scotchland protect its oon? Euro notes might be used as substitutes for the reel ting!

Rabbie Burns where are ye? ye scoundrel.

http://goo.gl/knuU

It seems that that other scoundrel, Sir Walter, has been takin' yer place.
*No Million Pound Notes Here  29-Jul-2010 23:47

 
Insd-28jul-0:34---you accuse somebody else of being ignorant but your comment is full of insult and negativity. Perhaps you should take a good look in the mirror?
*old-n-grumpy  28-Jul-2010 06:59

 
Oh look, another ignorant English pig. Take you're suggestions and stuff them up your chav wife's @rse you thick English pr1ck!
*It's not scotch dumbass!  28-Jul-2010 01:34

 
They should use the Scotch Banknotes as labels for the Scotch Whiskey, for at least that might validate them as 40 degrees "proof" Gay Lussac, or should I say Gay Gordons?
*A Wee Drachm  27-Jul-2010 22:46

 
I've now reached double figures for the number of times that my Scottish notes have been refused in England.
Most have been in London, however, the most recent was in a trip to Burnley, Lancashire.
My wife (a Lancashire Lass) and I, accompanied by my Father-in-Law (a die hard Claret) travelled into Burnley Town Centre, to buy a few bits and bobs.
We stopped for breakfast at a local cafe. We placed our order and being the generous type I announced that I'd pay.
You can imagine the horror when I tried to hand over a Bank of Scotland £20 note and the assistant said
"Ooh, what's that you're trying to hand me?".
My smiling reply of, "That's backed by black gold love, not broken promises...", was met by a glazed expression, before she said,
"Ooh I'm sorry, but we don't take them". I nearly walked out.
However, my father-in-law obliged. It was all a bit embarrasing, especially as the cafe was nearly full.
After just about swallowing breakfast, we carried on shopping.
A visit to Boots was out next port of call.
I handed over a Bank of Scotland £10 note for payment at the check-out.
The assistant took the note, without much fuss, but I noticed she never put it into her till. She put it in a separate locked container (presumably to prevent it being handed back out in change)
I did laugh, however, when she tried to hand me change of £20.
I pointed out her error to her and to the amusement of her colleagues and other customers, jokingly said that even Scottish notes hadn't reached that level of exchange rate, yet....
*Saor Alba  26-Jul-2010 11:15

 
during a vist to center parcs in penrith the would not take the english twenty pound note with egar on the back but were willing to take my scotch twentys
*duke  21-Jul-2010 18:16

 
Scotland will soon be the third world country as it always was. They will be proud to sell you a bottle of whiskey for 2 cowrie shells. And maybe throw in a tartan for a third.
*The Empty Shells of Scotland  20-Jul-2010 23:39


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